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BX Dividend Stock’s Current Performance: Is It A Good Investment?

stocks flow on monitor

What is a Dividend Stock?

A dividend is a payment a corporation makes to its shareholders—people who have bought stock in the company. A dividend stock, then, is any stock that pays dividends to investors on a regular schedule. Usually, dividends are paid out in cash form, but in some cases, a company will choose to pay dividends in the form of more stocks. Bx Dividend Stocks fall into this description.

Each company can set its own payout schedule, but it's most common for companies to pay dividends on a quarterly basis. Dividends are paid on a per-share basis, so the more shares you own in a company, the larger percentage of the total payout you'll receive.

A dividend “yield” is the amount that experts predict a stock will pay out over the course of the year. The yield is expressed as a percentage of the stock price. Since stock prices fluctuate all the time, so do dividend yields.

Companies typically decide to pay dividends on their stocks to attract more investors. It's also an excellent way to spend excess capital in a way that shareholders approve.

Dividend stocks make good investments for people who are looking to make traditional “buy-and-hold” investments, rather than those who plan to move their money around a lot. Dividend stocks tend to feature good long-term returns.

stocks on monitor

What is BX?

BX is the stock market ticker symbol for the Blackstone Group, a large and influential private equity, asset management, and financial services company based in New York City. The Blackstone Group was founded in 1985, but it went public in 2007 with a $4 billion IPO. They have since become the largest alternative investment firm in the world.

What to Look for in a Dividend Stock

When looking for a potential investment, the first thing you should consider is consistency. Has the company's dividend yield stayed relatively stable over the years? You may think that huge growth is a positive feature, but that usually leads to a bubble, meaning that yield will come crashing down shortly. If this is a long-term investment, a steady dividend yield is what you want.

Obviously, the stock’s overall valuation is important, because your dividend payments will be a percentage of that value.

Stock prices fluctuate all the time, but again, slow and steady is the key thing to look for in the growth of a long-term investment. The performance history and earnings growth should show a gradual increase over the span of several years, rather than dramatic highs and lows on a more short-term basis.

Here are some more questions you should ask your financial advisor, or at least keep in mind as you look for potential investments.

  • Is its annual yield within the top 25% of dividend stocks? If not, you should look for something more lucrative.
  • Has the payout per share increased over time?
  • Are the stock’s earnings large enough to pay the dividend at the current rate?
  • Are its future earnings predicted to cover dividends at the current rate?

With all of that in mind, we can determine which dividend stocks are most likely to provide a stable income for you in the future.

Are BX Dividend Stocks a Good Investment?

This is a complicated question, as we’ve proven in the previous section. To answer it, we’ll go over all of the Blackstone Group’s numbers in detail, and look for answers to the specific questions we asked earlier. First, let’s cover the Blackstone Group’s historical data.

BX Dividend Stock Historical Data

Over the last five years, BX’s annual earnings growth (the increase in what investors earned from the stock) was an average of 25.2%. However, in the last year, their earnings growth was only 3.4%, so it has significantly decreased. (Source: nasdaq)

Blackstone’s dividend per share was volatile over the last decade, with the payouts dropping over 20% in one year. However, the dividend per share has increased overall in that time.

When looking at a potential investment, you want the annual earnings growth and dividend per share to stay relatively stable, with gradual increases over the years. This historical data shows that BX’s earnings growth and dividend per share have fluctuated more than usual, though the payouts are higher now than they were ten years ago.

Now we’ll look at how analysts predict Blackstone’s stock will perform in the future—between one and three years from now.

finance graphic layout

BX Dividend Stock Future Expectations

BX's annual growth in earnings is expected to average out to 17%. While that's significantly higher than it was this past year, it's still lower than what the industry considers "high growth," which is 20%. It's still higher than the market average.

Blackstone’s revenue growth (the increase in a company's earnings) will stay positive at 5.8% but will continue to be below the US market average of 20%. BX’s return on equity—which is essentially a measure of how efficiently they use shareholders’ funds—is expected to be around 38%, which is considered high.

Overall, it looks like Blackstone's dividend payouts will increase over the next few years, though their revenue will be slow to catch up. Typically, you'd want a company's revenue growth to increase at the same rate as their annual earnings growth.

Now we’ll analyze how the Blackstone Group is currently performing.

BX Dividend Stock Current Performance

Let’s start with the negative. As a company, the Blackstone Group is currently able to meet all of its short-term (one year) commitments using its holdings of cash and other short-term assets; however, their current assets would not cover their long-term commitments.

Their level of debt compared to their net worth is much higher than you'd want it to be. A 40% debt to net worth ratio is considered high; Blackstone's debt to net worth rate is a staggering 109%. To put that in perspective, it means their current assets total less than half of the debts they owe.

Blackstone also has a negative operating cash flow, which means they’re spending more than they’re making. Their current dividend payout is 105% of what the stock earns, which means the dividend is not well-covered.

Though it’s not necessarily indicative of how well their stock is doing, we also looked at their CEO’s compensation. Blackstone’s CEO, Steve Schwarzman, currently makes about $47 million per year, which is higher than average for a company of this size and profit level. This could imply that Blackstone is not using their capital wisely.

Now for the positive. The current annual income from BX dividends is 8.39%, which is well above the market average for top dividend payers (3.95%). BX’s dividend yield is expected to drop down to less than 8% over the following months, but the overall earnings per share should still increase because their stock prices are expected to go up.

BX stock prices are lower than usual right now, which means now is an excellent time to invest in them if you are choosing to do so.

man working with stocks

Are BX Dividend Stocks a Good Investment?

Now that we know everything there is to know about Blackstone’s past, present, and future financials, we can determine whether or not it’s a good idea to purchase their dividend stocks.

When we make our recommendations, we’re going to assume that you’re the average investor: middle-class, risk-averse, saving for retirement, and looking for steady growth over a long time.

As we mentioned in the previous section, BX stock prices are abnormally low right now, but they’re expected to go up soon. That might tempt you to throw in your money as quickly as possible, but you should still be cautious.

Blackstone’s dividend stock has not been very consistent. The prices, dividend yield, and overall growth have seen many large spikes and dips over the past decade. Also, the company's current financials are not very strong. Their net worth is significantly lower than their debt, their operating cash flow is negative, and their CEO receives an abnormally large salary.

However, BX’s future outlook is more favorable. They're expected to increase their profits enough that their dividends will be more than covered, their debt to asset ratio should improve, and their stock prices would rise accordingly.

Overall, Blackstone is still one of the top payers of cash dividends, and their dividend yield has increased over the years, though it’s been a bumpy road. They’ve made a lot of investors a lot of money.

With all that said, we do recommend that BX dividend stocks be a part of your investment portfolio, but you’ll need to be cautious and patient. With a stock this volatile, it can be hard not to sell when things get rough, or when prices shoot up unexpectedly.

If you buy your BX dividend stocks and then let them sit, you should see a nice return on your investment, as well as some extra income from quarterly dividends.

Paribus Review 2018 – Easy Way To Generate Wealth from Home

Paribus Review: A vector image of a desktop with shopping bags, and coins

Paribus is an app that helps you save money by claiming refunds on purchases if there is a change in price soon after you bought the item. On this Paribus review, we will dig into more details about what it can and can't do.

While it might seem impossible, today, the reality is that you can make extra money by doing as little as possible. There are plenty of options for earning little extra money online, and even though many of these new extra jobs or part-time gigs may not fetch large sums of money, these smaller amounts do eventually add up and could make a real difference to the way you plan your day-to-day budget. What’s more, they are good ways to supplement your regular income.

While earning little extra money is always a good thing, it is even more important to be smart about the way you spend it. So, not only do you have to learn to spend wisely but you also have to start saving for a rainy day.

As you might have seen by now, saving money can be tough and requires your constant attention. Often, it may even seem like the rewards you reap are not equivalent to the effort you put in. However, the truth is that saving even little extra money is ultimately worth it; you will always have enough resources when you need them.

Now, you might ask, what are some of the easiest ways to save money? How can you save money with little to no effort?  In addition to careful financial planning and taking small and important steps (such as buying the cheapest options possible), there is another way to watch your spending and make sure you’re getting the best deal possible. This is where apps come in. In this article, we will explore one particular app - Paribus. 

Pros

  • No More Coupons
  • It Is Connected to Online Stores
  • You Keep the Entire Refund

Cons

  • It Asks for a Lot of Personal Information
  • It Is Not Available on Android Devices
  • It Is Not Available outside of the U.S.

Overview of Paribus

To start the Paribus review, let's talk what exactly is Paribus. It is an app you can use to save little extra money with minimal effort. To use Paribus, you upload your shopping receipts to the app. If the prices of whatever you bought decreased soon after you bought them, Paribus will work with the companies and help you gain a refund on those items.

Sounds simple, right? In reality, it is even easier than it seems. Once you connect Paribus to your email ID, the app scans your inbox for receipts and alerts you to potential refunds whenever one is possible.

What makes Paribus unique is that it helps its users save money after they have made their purchases, instead of before. This is unlike other coupons and deals where you must avail of these offers at the actual time of the purchase. The fascinating thing about Paribus is that it uses many of the same methods or statistics that companies use to distort prices in the first place.

Now, you might ask, how does this work? The answer is simple. Paribus does all the work for you. The app monitors some retailers and keeps an eye out for changing prices. It then uses this information to find a lower price for you.

Before you get started with Paribus, you might want to understand its features better. Here are some of the most important elements of the app:

Main Features of Paribus

Connects to Your Email

Paribus has to be synced to the email ID on which you receive your online receipts. This means you have to be comfortable sharing your email ID with Paribus. However, rest assured that the app does not collect information on all of your emails just the ones that have transactional data. 

It Works in the Background

Paribus works behind the scenes and starts only after you have made your purchases.

Sign up for Free

It costs you nothing to sign up for Paribus!

Lots of Retail Partners

Paribus monitors some popular stores that you probably shop at already. They include Amazon, Nordstrom, Walmart, Wayfair, Target, Costco and Old Navy, just to name a few.

Available as an App for iOS Devices

Paribus is available as an app for iOS devices so you can even use it on your phone. Unfortunately, it is currently not available on Android devices.

Delivery Monitoring

Paribus monitors the delivery of your items (for a few of its retail partners).


Paribus Review: How Is Paribus Priced?

To use Paribus, all you need is a device (which, unfortunately, has to be an iOS only); it is an otherwise free app. However, you might then ask, what amount of money can you earn or save using Paribus? Does it help you save money?

There is no “right” answer to this question. It is entirely dependent on how much you shop, what you shop for and how much the prices fluctuate soon after you buy those items. In other words, it is very difficult to estimate the actual amount of money you could make or save using Paribus as it is almost entirely based on your shopping habits.

How It Compares

This Paribus review will not be complete without comparisons to similar apps. It is also really important to ask how Paribus compares to other apps just like it. Are there apps that do more than Paribus? Or is there something you can use in addition to Paribus? Let’s find out.

Price

ShadowBid, like Paribus, is also a free app.

Only Amazon

ShadowBid deals with Amazon alone. In other words, it specializes in helping you gain refunds on your purchases made on Amazon (and no other platform). Its data comprises nearly all of Amazon’s price history! If you are someone who uses Amazon, way more than other retailers, this might be a good option for you. If you shop with other online retailers as well, this can be a disadvantage.

Automatic Buying

ShadowBid has automatic buying. So, instead of alerting you to the lowest price of a particular item, ShadowBid asks you what you want to pay for that item. When and if that item becomes available at the price you quoted, ShadowBid automatically buys it for you. This can be of great advantage since it saves time and allows you to buy something at just the right price. However, it can also be a disadvantage as you may want to review the product again before you purchase it. With this option, you will not be able to reverse the purchase if you happen to change your mind.  

Insights

ShadowBid places heavy emphasis on statistics. It gives you all the information you might want to take into account before you make a purchase; for instance, how much an item used to cost (or the price history) and how much the prices have changed. It also lets you know the average price of an item alongside its current price.

Available as an App

ShadowBid is also available as an app! However, it can only be downloaded on iOS devices and not on Google Play. Unfortunately, this automatically tends to limit its user base since it excludes all Android users.  

Paribus review: woman shopping online holding a silver laptop and holding a credit card

Price

Like ShadowBid and Paribus, Zen Shopping is a free app. 

Universal Checkout

In addition to monitoring prices after you have made your purchase, Zen Shopping acts as an online store in itself. It has a universal checkout system, thereby making it easier for you to shop at other online stores from the same platform, hassle-free.

Compare Prices

Zen Shopping shows you the price of one item across different online retailers. This way, you get to compare and pick the cheapest possible option.  

Track Your Shipments

Just like ShadowBid, Zen Shopping also tracks your shipments from all of these online retailers. 

Only on iOS

On the flip side, Zen Shopping is only available to those with iOS devices. So, this automatically tends to limit its user base since it excludes all Android users.  

​​​​Slice

Price

Like most other alternatives in this category, Slice is a free app.

Track Your Shipments

Even though Slice follows monitors potential adjustments in price, it is quite different from Paribus because its main focus is tracking the shipments of your online deliveries through your email.  

Android and iOS

Slice is available on both Android and iOS devices. This gives the app a major advantage over its competitors since many of them exclude Android users.

Online Shopping Organizer

Slice also has an online shopping organizer which monitors how and where you spend your money. It makes things a little easier for you by creating a sort of profile that records all your purchases and transactions.  

Barcode Scanner

Slice allows you to scan the barcodes of your purchased items. This way, it is easier for you to track them. 

Paribus Review: The Pros and Cons

It is a good idea to weigh out the pros and cons of Paribus before you make an informed decision. As is the case with most apps, you must also have your own set of evaluative criteria. After all, only you know what best suits your habits and daily life.

Pros

No More Coupons

One of the major advantages of Paribus is that you no longer have to go out of your way to find deals, offers, promo codes or coupons. These are notoriously difficult to find and usually have far too many conditions listed in the fine print. With Paribus, all this work is done for you after you have finished with your shopping!

It Is Connected to Online Stores

Paribus can be very useful if you are an online shopper. It closely monitors many of the online retailers that you might be shopping at anyway - including Target, Walmart, Costco and Macy’s.

You Keep the Entire Refund

Paribus claims that you keep 100% of the savings that you are entitled to. This could be a reasonably large sum of money, depending on what item you’re getting the refund on.

Cons

The next part of the Paribus review are the cons.

It Asks for a Lot of Personal Information

One of the main drawbacks of Paribus is that it requires a substantial amount of your personal information, such as your email ID and credit card details, right at the get-go. This could be a deterrent for users who are understandably reluctant to share their private details on an app. 

It Is Not Available on Android Devices

Paribus is no longer available for Android users, but it can be downloaded on iOS devices. This could be very inconvenient for you if you have an Android phone and don’t want to use the desktop version of Paribus.

It Is Not Available outside of the U.S.

Paribus only works for purchases that are made within the U.S.

Quality

Effectiveness

Support

The Final Word

So, is this for you? The main conclusion from this Paribus review is that it is a unique, different and effortless option for saving (or even making) little extra cash.

While Paribus indeed comes with its set of disadvantages, as you may have seen in the pro-con list, from the Paribus review it is worth noting that the pros far outweigh the cons. What’s more, Paribus is a relatively recent endeavor. It means it has plenty of room to grow and improve.

Paribus could be a great addition to your day-to-day life; it could act as a kind of bonus regarding saving or earning little extra money. To put it more simply, Paribus should not be your first or only saving tool, but it can supplement your other methods of saving money.

If you are especially likely to spend a lot of time shopping online at the retail stores monitored by it, this app might be the thing you need. In this Paribus review, we took into account its simplicity and overall effectiveness and stacked these qualities against its shortcomings. Its significant disadvantage is that it seems to require a little too much access to your email. Overall, however, we would give it a rating of 3.5 out of 5 stars.

So, what do you think of the Paribus review? Do you think it could be the app you have been looking for? Give it a try and indulge in some guilt-free shopping!

Best Work From Home Jobs and Wealth Machines In 2018

work from home jobs - photo of a person with laptop inside the coffeshop

Surviving in today’s cut-throat world is no mean feat. With uncertain global economic conditions, the job market can stumble without warning. But what if there was a way to earn a regular income from the comfort of your own home? Today, thanks to the hyperconnected world we live in, the definition of ‘work’ has evolved and changed. You can make money and take up a variety of tasks you find interesting, without having to visit an office.

Let’s understand how this environment works and take a look at some of the most popular work from home jobs today.

Work-from-Home Jobs FAQs

What Are Work-From-Home Jobs?

How Do You Find a Work from Home Job?

What Do I Need to Do a Work from Home Job?

A simple search on different work from home jobs on offer will throw up countless results, with some articles claiming to list more than 100 options. However, the fact is that these lists contain several irrelevant or obsolete suggestions as well. We spent hours combing through some of the most popular websites and blogs to shortlist the top work-from-home jobs. Our parameters were simple: easily learnable/preexisting skill, decent pay, minimal investment, and relevance. Only jobs that met all these criteria were included in our list.

How Much Money Can You Make with Work from Home Jobs?

Although you don’t want to hear it, the answer is this: it depends. It depends on which employer you are working for, how many hours a day you can put in if you are being paid according to the industry average and so on. Depending on your skill and experience, any job should be able to pay you $15-20 per hour, to begin with. However, with more experience and expertise, you can demand higher pay.

Finding an Employer

If you happen to connect with an employer who has bulk work or needs some work done urgently, you can quote higher prices as well. Similarly, if your blog or website becomes wildly successful, you can earn a premium via advertisements. If you put in the minimum amount of time, you can most definitely take care of your expenses; and if you are able to excel, the sky’s the limit!

Work-From-Home Jobs Comparison Table

Job Description

Our Rating

Website

Blogging Jobs

Tutoring Jobs

Data Entry Jobs

Translation Jobs

Transcription Jobs

Testing Apps and Websites Jobs

Virtual Assistant Jobs

Designer Jobs

 Referral Program Jobs

 Social Media Management Jobs

Top 10 Work-From-Home Jobs

Blogging Jobs

work from home jobs - Blogging Jobs

Blogs are personalized websites that cater to a niche audience. If you have a fair command over your native language and are interested in writing, blogging is the easiest option.

You have two options: write for other blogs or start a blog of your own. The former involves looking for organizations and individuals who want you to write articles, blog posts, tutorials and features for their blogs, whereas the latter involves writing for a blog that is yours. Both have their pros and cons, but neither is a piece of cake.

Honing your Skills in Blogging

You need to spend time and effort honing your research, writing and editing skills.

Either way, if you are just getting started, do not expect to rake in thousands from day one. You can start by writing blogs for others; this way, you’ll understand how the process works. However, if you are sure you want to start a blog of your own, buying a domain name and web hosting services for a year won’t cost more than $20-30.

Ideal For: Individuals with a creative streak, interested in literature, current affairs, and pop culture.

How to Get Started: Sign up for an online course on writing better and understand how to set up your own blog.

Tutoring Jobs

work from home jobs - tutoring  jobs

If you are a subject matter expert or have mastered a practical or teachable skill, you are in luck. Traditionally, tutors and coaches have a hard time looking for prospective students willing to pay them a decent fee. If you have some space and readily available pupils, you can still host in-person lessons. Today, however, online tutoring is the way to go.

Whether you teach theoretical subjects like English, math or science, or can pass on a skill like playing a musical instrument or calligraphy, there are several remote opportunities for you. There are plenty of websites that connect tutors and learners to each other; you don’t have to go out and look for students and what’s more, you can schedule classes whenever you feel like it.

Teaching at the comfort of your own Home

All you have to do is sign up, and in some instances, prove your credentials or skills. Next, decide how much you will be charging - by the hour or for the full course. Some websites also allow you to set up your own course, which is priced for individuals to access.

Ideal For: Individuals who have retired or teachers on a sabbatical.

What to Do Right Away: Sign up for an online tutoring website.

Data Entry Jobs

work from home jobs -Data Entry Job

We live in a digital world, which means there is a tonne of data that needs to be segregated in order to make sense. Most data entry jobs require simple copy and paste work, usually from one source to another.  

All businesses need to segregate the data they receive from customers, inventory or records. Since they do not want to hire someone full-time to do it, they outsource it to data entry workers who can work from home.

Learn More about Data Entry

Since the work does not require much effort or intellect, you can schedule it as per your choice. However, what it does require is time so be sure you can put in the required amount before taking on a project.

Data entry jobs pay by the hour or for the entire project. Working with established firms and organizations comes with the advantage of regular work and payments, whereas individuals might only hire you for a limited duration.

Ideal for: Students, Retirees, and Freelancers

How to Get Started:  Sign up for data entry jobs websites

 

Translation Jobs

work from home jobs -  transalation job

If you happen to be a pro at more than one language, working from home just became a lot easier. Several organizations require translation of documents and articles from one language to another. Since there aren’t many bilingual people who offer such services, the demand for translators always exceeds the supply. If you happen to know an international language like Spanish, German or French alongside English, you can browse through the many work opportunities that allow you to undertake translation work from the comfort of your home.

Develop Your Communication Skills for Translation Job

The source content is usually provided in an audio/text format, and payment is made on an hourly or audio-hourly basis. However, some might choose to pay a lump-sum amount for the entire project.  

If you are just starting out, it is advisable to look for smaller projects and test the waters to see if you actually like the work. Then, with some experience, you can also approach employers and demand better pay.

Ideal for: People with developed communication skills

How to Get Started:  Brush up your grammar and look for translation jobs

 

Transcription Jobs

work from home jobs - Transcription Jobs

If you have good typing skills, put them to use. Take up a job that requires you to hear an audio clip and put it in words. Companies often record customer conversations regarding feedback, services, and products but need them transcribed for more efficient analysis. This has created many transcription jobs for willing individuals.

Requires a High Typing Speed

Usually, companies that outsource transcription jobs provide regular work, which means you won’t have to worry about finding new projects every month. And once you have been able to prove your value, they will want you to hang on. Hence, they payment is regular and some companies even offer incentives and bonuses.

Transcription jobs pay by the hour or by the audio per hour. Again, if you are just starting out, you should go for shorter projects and see if you like the work. You can then do it on a daily basis before taking up bigger assignments.

Ideal For: Individuals with a high typing speed.

How to Get Started:  Check your typing speed to see if you are the right fit.

Testing Apps and Websites Jobs

work from home jobs - Testing Apps and Websites Jobs

Thousands of new applications and websites are launched every day, and all of them go through a rigorous testing phase. While most of it requires engineers and developers, most apps and websites go through user-testing at the very end to make final adjustments. This is where you come in! If you have a smartphone and a computer system, you can test apps and websites to give feedback and earn a stable income. There is no restriction on the kinds of apps and websites you can test and thanks to the proliferation of smartphones, you will never run out of apps to test.

Testing New Apps and Web sites for Digitally-savvies

However, you will have to follow instructions and protocols in order to be eligible for payments. There are no shortcuts, and you cannot pretend to have used an app or website and get away with it. If you are genuinely interested in exploring new apps and websites, this is a no-brainer for you.

Ideal for: Digitally-savvy individuals.

How to Get Started:  Sign up for app and website testing platforms.

Virtual Assistant Jobs

work from home jobs - virtual assistant

Several small enterprises have operations running entirely online. In such a setting they hire a remote assistant to provide administrative, creative and technical support. The role of virtual assistants is varied: they can reply to business emails, sustain communications, provide back-end support, compile reports, schedule meetings and help coordinate with other remote employees.

You have to be a Resourceful Person

Being a virtual assistant is not everyone’s cup of tea. You have to get certified  for the job and be on your toes all the time. The certification course might cost a small fee, but it is an investment - like an education degree. It helps if you are a resourceful and agile worker, but these qualities are hard to learn. Being a virtual assistant can pay off rather nicely. Most jobs pay anywhere between $20 to $50 per hour, but it also depends on your level of expertise and the size of the organization you are working with.

Ideal For: Individuals with corporate/business experience.

How to Get Started: Sign up for a Virtual Assistant Certification Course. Here are a few free options.

Designer Jobs

work from home jobs -  Designer Jobs

If you have an artistic flair but haven’t been able to pursue it academically or professionally, here’s your chance! If you are good at creating visual representations of text, stories, and journeys, you can design logos, graphics and illustrations for books and novels. While most big companies have in-house designers and illustrators, several choose to hire freelancers who work from home.

An Eye for a Good Design

As a matter of fact, most designers take up freelance projects on a regular basis because they are available in plenty and pay decently. Do not worry if you are not well-versed in the technical aspects of designing. Several services require you to design on paper as well. However, you can take a short course on how to use designing tools before getting started.

Ideal For: Artists, students, and freelancers.

How to Get Started: Get acquainted with designing tools like Photoshop and Illustrator, Online Editing Tool like Canva.

 Referral Program Jobs

work from home jobs -  Referral Program Jobs

Probably the easiest job in this list is to refer products and services to your friends and network. Companies are constantly on a lookout for ways to expand their customer base and pay if you refer your friends to them. To the same end, they regularly come up with offers and dedicated referral programs. If you happen to have a sizeable network, this could be the gig that works for you!

Although the amount you earn will vary each month, you will get a variety of other benefits like gift cards, discounts and redeemable vouchers for products and services.

Ideal for: Students, retirees, and marketers.

How to Get Started: Identify which programs work best for you.

Social Media Management Jobs

work from home jobs -  Social Media Management Jobs

If you love scrolling through your social media news feed and interacting with your network, you can find a way to convert that into a job as well. Brands and companies are increasingly looking at new-age social platforms for promotion, and appoint social media managers for the role. Depending on the type of the job, you might have to handle company pages on different platforms, scout for virtual ambassadors and come up with innovative campaigns.

Small organizations often give newcomers a chance as well, and as long as you know how the fundamentals of different social media platforms work, you shouldn’t have a problem.

Ideal For: Students, freelance copywriters, and marketers.

How to Get Started: Start your own page on different social platforms and maintain them regularly for a month. like upwork.com

 The Verdict

There are several options for anyone who has the time and inclination to do simple work from home jobs. Being in charge of your own goals and time is one of the biggest advantages of working from home, alongside saving valuable time and energy on commuting. Depending on your interest and skills, you can opt for a job that lets you pick up new skills while making money. Remember, it is a good idea to take on shorter projects and test the waters before making a long-term commitment. Millions of individuals around the world are working from the comfort of their home. Are you ready to join them?

Course Hero Review for 2018 – Generate Wealth from Home

mobile phone, book, notebook and a pencil essentials for working at home

In today’s day and age, being able to sit at home and make a substantial amount of money is, in fact, a very real possibility. Thanks to the rise in technology and communications, many employees have jobs that allow them to work from home or work remotely. This applies to formal, full-time jobs, part-time jobs and especially those jobs that are specifically designed to help you supplement your income.

As I mentioned, the internet is the real reason the option of working from home is an option at all. With basic access to the internet, information and services are readily available. Communication, in particular, has been made incredibly accessible to anyone as long as they have a phone or any other comparable device.

The Convenience of Working From Home

The convenience of this doesn’t just enhance the possibilities for employees but also improves and changes the context in which customers can access services. Moreover, this isn’t just in the form of retail platforms or sources of information but also in the form of real and effective support systems for important services.

These support systems could be as simple as helping someone figure out how their new blender works or as complex as providing someone with the professional mental health services they might need. So, in other words, this new form of employment is positively changing the way we ask and access help and Course Hero is simply one such example of this!

Course Hero Works: a Course Hero Review

This article will help you understand how Course Hero works, course hero review; its pros and cons, how other similar platforms compare to it and the best way for you to make money through Course Hero. It is now time to dive in and explore a potential new source of extra income!

 

What Is Course Hero and What Service Does It Provide?

One of the most popular ways to get reliable academic information might just be through reliable, crowdsourced online resources. In any case, to begin with, the internet is probably the first stop for all questions!

Course Hero functions as an online learning platform that students can access so as to be able to find and utilize specific study materials. These study materials are sourced through educators and students - thereby creating a dynamic, crowdsourced, online study tool in the form of a vast library.

Course Hero also allows its users to become tutors. With this option, you can now earn money by helping students. All you need to do is play to your strengths and expertise (wherever they may lie) in a range of academic fields.

 

Course Hero Review

Main Features of Course Hero

It is important to look into how Course Hero functions and what its main features are. This way, you will be able to discern how effective and lucrative an option it is as another source of income and whether or not it is worth your while.

course hero logo

How Does Course Hero Organize Itself?

One of the best ways to understand how Course Hero works is to see how it is organized. This will help you understand exactly where you would be able to contribute to the platform and if it is a right fit for you.

How Is the Study Material Organized?

Course Hero organizes its study material in the following ways:

  • School
  • Subject
  • Books
    • Literature Study Guides
    • Infographics

Course Hero Review; How Do You Earn Money through Course Hero?

There are two primary ways by which you can earn money or gain from Course Hero:

  • Become a tutor via an application process. This is the first step towards making money through Course Hero.
graphic woman working on a laptop
  • Get access to course materials by uploading your own (this can be done via a free account). This could be personally useful to you if you are looking for study material. However, this is not an option if you are trying to make money through this platform. Nonetheless, it is always better to be aware of what the platform has to offer in its entirety.
  • graphic photo of briefcase and money

     How Is Course Hero Priced?

    Naturally, one of the most pertinent questions is about how Course Hero prices its services. How much do you have to spend to use it? And how much can you actually earn by contributing to it?

    These are important questions you should ask, to be able to understand how much you can actually gain for participating in this service and whether or not that is equivalent to the amount of effort and time you put into it.

    Tutors who perform well can earn up to $500 a week! Keep in mind that this is, of course, dependent on how much time you are willing to spend as a tutor.

    To be able to access the learning material on Course Hero, all you have to do is upload study material of your own and then be able to access the information you want in return.

    Here, I have to say that it is hard to discern how much Course Hero pays in comparison to other sites. Often, the pay scale for all of these platforms is made clear only during or after the application process. However, given Course Hero’s popularity, it can be assumed that it pays its tutors fairly well, especially if you are spending a good number of hours a week as a tutor!

    Quality

    Usability

    Support

    How Does Course Hero Compare to Other Similar Services?

    As you can imagine, there are a number of other platforms that are similar to Course Hero in the way that they function and the services they provide.

    It is worth looking into how Course Hero compares to some of these other platforms in the market. How similar or different are they? Can they be considered as alternatives in any way? Or is Course Hero unique in what it is offering you as an option for making extra money from the comfort of your own home?

     

    Teachable

    course hero review -  teachable logo
    • On Teachable you can set up a course for free but the biggest difference between Course Hero and Teachable is that making money from this platform requires you to pay Teachable to use its platform to sell your course. A Basic plan costs $39 per month, followed by the Professional plan which costs $99 per month and then the High Volume plan which costs $299 per month.
    • It differs from Course Hero in that it allows you to create an entire course that users can have access to. In some ways, this makes it less versatile than Course Hero.
    • Teachable claims to have a relatively effortless process for setting up your course, which can be an advantage to using this platform.
    • The upper limit of what you can earn by selling your courses on Teachable is substantial but is highly dependent on how invested you are in creating and selling content.
    • It has over 7 million students using the platform. However, this cannot compete with the Udemy platform, for example, which has 20 million students worldwide.

    Quality

    Usability

    Support

    udemy logo
    • Udemy is another well-known platform that functions in a similar way to Course Hero. However, it is restricted to only creating courses, and not necessarily tutoring. It also requires you to give Udemy 50% of the profit for every student you bring in.
    • Udemy only starts paying the instructor after the third month, which can be a disadvantage.
    • Udemy also requires you to design a course for it to be put up on the platform; this is another limitation.
    • The process of becoming a Premium instructor is not too drawn-out and takes a fairly short amount of time, which is a positive.
    • The process of putting together a high-quality course that can be uploaded onto the Udemy website is quite intensive, which might make you reconsider using this platform.

    Quality

    Usability

    Support

    learnworlds logo
    • Similar to Teachable, LearnWorlds requires you to pay to use their platform to sell courses you have designed. Their plans go from Starter ($24 per month) to Pro Trainer ($79 per month) to High Value and Corporate ($199 per month) to Learning Center ($249 per month). However, they do not have any sales fees on their more expensive plans.
    • LearnWorlds emphasizes the quality of the aesthetics and interfaces it offers for designing the course of your choice. This undoubtedly helps with selling and advertising your course.
    • Allows students to connect with other students, which could be helpful in drawing attention to your course.
    • It's multilingual, thereby making it more accessible and widening the audience base.
    • Accessible across multiple devices.

    Quality

    Usability

    Support

    tutor.com logo
    • For Tutor.com the price is dictated by the subject you teach on the platform and you can only have access to the pay scale after you have successfully applied for the position of a tutor.
    • Has tedious process for becoming certified as a tutor, including a background check, which can be a deterrent.
    • Offers flexible hours; so you can choose how much or how little time you want to spend as a tutor.
    • Requires you to be living in either the U.S or Canada so it is quite restrictive on location. (Rating: 1/5)
    • Thus requires you to be at least a sophomore at an American or Canadian college, which can also be restrictive. (Rating: 2/5)

    Quality

    Usability

    Support

    As you can tell, there are definitely some other options out there when it comes to online teaching platforms. However, by and large, Course Hero seems to offer a more unique setting for a teaching platform and could prove to be more flexible in what it offers you as an option for earning money in your spare time.

    Pros and Cons of Course Hero

    Like any product or service, Course Hero has a number of pros and cons. It is important that you weigh them against one another before using this platform. This way, we can stay as well-prepared as possible before using it as a second source of income

    Pros

    • One of the very first pros of Course Hero is that it is accessible to you wherever you may be, so long as you have a device and a stable internet connection.
    • Interface that is intuitive and easy to use.
    • Pays substantially well.
    • It's globally-oriented outlook.
    • Provides you with more than one option for how you might want to be involved.
    • Has a large array of topics to choose from to teach.

    Cons

    • It is a popular platform and so there is a fair amount of competition.
    • t is unclear how long or intensive the application process for becoming a tutor actually is.
    • It is also unclear as to what the actual pay scale of Course Hero is for its tutors.

    So there you have it; Course Hero can be a fantastic and reliable way to supplement your income. It is effective, innovative and requires a small amount of effort, especially in comparison to the other platforms out there. In return, however, it reaps relatively high rewards. This is particularly pronounced in the fact that it does not necessarily require you to design a course but simply begins by encouraging you to answer questions.

    Which platform is the best for you?

    As you can see, there are a number of different options out there. Which platform is the best for you? It depends on how much time you want to spend supplementing your income and what kind of work you want to engage in.

    Whatever you decide to do, Course Hero is always a good option for a number of reasons. It could suit almost anyone, it follows an approachable option of tutoring. This makes it worth an overall rating of  3.5 out of 5!

    What are you waiting for? Go sign up and start learning or teaching today!

    Surveys For Money: Best Easy Ways To Earn Money In 2018

    photo of laptop and paper on the side

    There is a certain appeal to earning money without actually putting in a lot of effort for it. While there are no shortcuts to working hard, there are a few ways to earn a quick buck. With digital services taking over the traditional business patterns, new ways have emerged for people to participate. They now have the power to make or break a brand.

    Working to increase your income steadily will take you a long way. It will help you save more so that you can splurge on vacations and fine dining restaurants once in a while. Answering online surveys is a great way to earn some cash.

    Online Survey Website

    Rating

    Website

    Swagbucks

    PineCone Research

    ClixSense

    PrizeRebel

    YouGov

    PaidViewpoint

    InstaGC

    CashCrate

    MySurvey

    Survey Junkie

    Online Surveys and Free Money

    We have all undertaken surveys in the past. They are a tool to collect market data that companies use to determine consumer wants and needs. A survey records people’s responses to a particular issue by providing them with a list of questions with multiple choices. Responders are provided with a space to answer.  

    These responses are noted and their result may be used for the benefit of a business or for a social cause. Corporates are always on the move and try to create and offer services and products which are unique and keep competition in check.

    Surveys for Money

    Surveys have a larger scope than just helping businesses earn profits. They are also conducted to understand the demographics and social behavior of people living in a particular area. Under certain circumstances, this information can be used to bring about a change.

    The success of digitalization has also given surveys a modern take; they are now being conducted online with practically the whole world’s population having access to them. What’s more, online surveys also pay you money for answering their questions!

    Surveys for money, this gives you a great opportunity to earn some money without any obligations. All you have to do is answer these questions honestly and do your part for a genuine market research experiment.

    The Need for Online Surveys

    It might not be easy to work towards increasing your income steadily. You may not get the desired raise at work, your domestic expenses may have shot up, you are planning to make some changes in your home decor or you are simply a student looking to earn some cash while studying and juggling a part-time job.

    While there are many ways to increase your income, there aren’t many that allow you to earn money without putting in a lot of time and effort. Online surveys fit the bill because all they require is a laptop and an internet connection from your end.

    You can simply log in to the various survey websites and answer their questions to make money or earn cash back and gift cards (which are equally useful since payments, too, have gone digital).

    Benefits of Online Surveys

    There are many benefits of undertaking surveys over the internet. First, if you have some extra time, this could be a fun way to fill up a few hours. We have explored a few points that you may want to consider while taking a survey:

     

    1. Surveys help you earn money without making much of an effort.
    2. You get an opportunity to participate in a discussion and offer your views to spread awareness about a social cause.
    3. There is no additional investment required on your part to start taking online surveys.
    4. Apart from cash, online surveys also provide cash back and gift cards which you may be able to put to good use.
    5. It is a very good option for students as it helps them make a little extra money.
    6. You can undertake surveys in the comfort of your home at any time that is convenient for you.

     Top 10 Online Surveys

    It would be very difficult to list out each and every survey website that is present on the internet and pays a good amount of money for answering their questionnaires. We have put together a list of the top ten survey websites that you may want to try to get your hands on an extra wad of cash.

    Swagbucks

    Swagbucks logo

    This is probably the largest and most trusted website for online surveys. It has a consumer base of 20 million users and offers $5 as a joining bonus!

    In addition to paid surveys as a means of making money, it also provides other opportunities to earn by watching videos, playing games, surfing the internet, using online offers, shopping online to earn good cash back and a daily activity bonus!

    Though you are not eligible to qualify for every survey provided, you can still sign up for those that are offered to you. You can also invite your friends to join Swagbucks and once they do, you will be entitled to earn a 10% commission on their earnings!

    PineCone Research

    Pinecone research

    PineCone Research is a subset of the reputed company Nielsen. It is one of the highest paying survey websites. You need an invite to join this website as it is not open to everyone. A minimum payment of $3 is offered for each survey you take.

    This website gives you the option to choose the surveys that you would like to take and reject the ones you are not interested in. PineCone Research also gives its users opportunities to participate in additional money-making schemes like product testing and sweepstakes.

    PineCone pays you in the form of points in your account where the value of 1 point is equal to 1 cent. You can get paid through PayPal or exchange your points to choose from a huge list of rewards.  

    ClixSense

    ClixSense logo

    Started as a Paid to Click website in 2007, ClixSense made a few reforms to its business methods and has become a popular name in the online surveys and reward sharing industry.

    ClixSense gives you a lot of options to earn cash and rewards apart from answering surveys. These include offers like trying out new products, playing videos, downloading apps and activity bonus.

    You can also refer your friends to try out the website and earn a 20% commission on their earnings. If you have more than 100 referrals that have been active in the last 30 days, you are entitled to earn a 25% commission. Referrals that are more than 200 in number will earn you a 30% commission.

    PrizeRebel

    PrizeRebel logo

    A well-known player in the paid survey market, PrizeRebel has more than 7 million users and has given out over $11 million in rewards. It is considered to be among the most reputed websites as it has been in the business for over a decade now.

    Paid surveys are the easiest and the most preferred means of earning cash and rewards on PrizeRebel. The website also offers other methods to earn money such as downloading and playing games where users can earn about $5-6 per game.

    You can also earn by watching videos or advertisements related to travel, sports, technology and other sectors. Payment is generally made once you have watched 3 videos or ads.

    Earning by taking up tasks is also popular. While you may need to invest your own money initially, you will be reimbursed for it and given an additional reward amount. For example, you may be paid $20 for a task which requires you to spend $16 while registering for it.

    YouGov

    YouGov logo

    YouGov is a market research company which was established in 2000. It is free to subscribe and can be used where surveys are conducted on important topics and users are paid well for taking them up and answering them honestly.

    Since this is primarily a survey company, it conducts its business very professionally. You will receive an email every time a new survey is available on YouGov’s website. There are usually 5-7 new surveys offered to users every week.

    Though the payment amount is not mentioned directly in the emails, you can find out the number of points that you can make by clicking on the link given in the email. The biggest advantage is that you are only sent links to the surveys that you are eligible for which will save you a lot of time.

    They also send out a newsletter once a month where you can see where your data was used and how was it beneficial to a particular cause.

    PaidViewpoint

    PaidViewpoint logo

    This is a website that offers you a chance to earn only by answering surveys. This makes PaidViewpoint very easy to use as you do not have to familiarize yourself with the various ways to keep earning money.

    The most unique feature about this website is that you will only be able to answer surveys you are eligible for. This helps in saving a lot of time which is otherwise spent on trying out different links to surveys that you may not be able to answer.

    It also offers a concept known as ‘Trait Score’ which is a survey offered on a daily basis. Though the reward is small, it will contribute a significant amount if you take it for an entire month. The referral program allows you to earn a maximum amount of $25 on your referrals.

    InstaGC

    InstaGC logo

    InstaGC is a user-friendly website and has been accredited with an A+ rating from Better Business Bureau. It offers many ways to earn easy money for its users in the form of paid surveys, downloading apps, browsing the internet and weekly bonuses.

    You will be able to take a survey only if you are eligible for it. InstaGC has a search engine of its own which you can use to browse through websites and earn money. Free trials can be undertaken by signing up but you may have to pay money initially and get reimbursed later with a good margin.

    CashCrate

    CashCrate logo

    This one of those websites which allows you to earn money regardless of where you live. CashCrate has 2 million members throughout the world and has paid over $4 million to its users in the form of rewards.

    A user can earn money by taking up one or many opportunities like taking up paid surveys, signing up for free trial offers, watching videos and through online shopping. You can earn a referral bonus in the range of 10-30% when your friends sign up for CashCrate.

    MySurvey

    MySurvey logo

    What started as a National Family Opinion organization in 1946 became one of the best survey websites in the digital world. MySurvey is a platform that pays users up to $1.25 for every survey that they complete. They have given out more than $15,000,000 rewards to its users.

    The surveys are short and sweet and do not take up a lot of your precious time. You can collect your cash rewards once you have accumulated a minimum amount of $10 in your account. The cash can be redeemed through PayPal, Amazon gift cards and others.

    Survey Junkie

    MySurvey logo

    Survey Junkie has been in the survey business since the year 2005 and caters to over 4,000,000 members. They use a point based system to pay for their surveys. One completed survey can earn you anywhere between 50-450 points where 100 points equal $1.

    Survey Junkie has always been vocal about the payments that they will be offering to users who take their surveys without any embellishments. You can redeem your points to cash using PayPal or through gift cards.

    Survey your Odds

    Signing up for surveys is a good way of adding money to your account. They help contribute a small amount to your savings. What’s more, taking up paid surveys is easy and you can answer them while traveling to work or while watching a movie.

    However, you should also know that you will not get rich simply by taking up surveys for money and downloading apps. It would be wise to not get influenced heavily by the glittery ads that are posted on reward earning portals

    Websites and companies will give you rewards for spending your valuable time to answer their surveys. Your opinion contributes towards business development and addressal of other demographic and social issues. This gives you a chance to do your bit for society while adding to your pocket money simultaneously.